Financing

We offer the BERNINA Credit Card to help you get into the BERNINA Sewing, Quilting, Overlocker, or even the software of your dreams. There is a simple application process, so apply online or in-store today!

STANDARD FINANCING OFFERS

6 or 12 MONTHS††

NO INTEREST IF PAID IN FULL WITHIN 6 OR 12 MONTHS ON IN-STORE PURCHASES MADE WITH YOUR BERNINA CREDIT CARD.

6 month offer applies to purchases $200 or more, 12 month offer applies to purchases $1,000 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 months. Minimum monthly payments required.

TRADITIONAL FINANCING OFFERS

3.99% APR FOR 72 MONTHS†††

ON PURCHASES OF $5,000 OR MORE MADE WITH YOUR BERNINA CREDIT CARD. 72 FIXED MONTHLY PAYMENTS REQUIRED. THERE IS NO PRE-PAYMENT PENALTY.

2.99% APR FOR 60 MONTHS†††

ON PURCHASES OF $3,000 OR MORE MADE WITH YOUR BERNINA CREDIT CARD. 60 FIXED MONTHLY PAYMENTS REQUIRED. THERE IS NO PRE-PAYMENT PENALTY.

1.99% APR FOR 48 MONTHS††

ON PURCHASES OF $3,000 OR MORE MADE WITH YOUR BERNINA CREDIT CARD. 48 FIXED MONTHLY PAYMENTS REQUIRED. THERE IS NO PRE-PAYMENT PENALTY.

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*STANDARD TEXT MESSAGING RATES MAY APPLY

†Offer applies only to single-receipt qualifying purchases. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, which may be 48 or 72 months, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Participating Dealers Only. See Store for Details. We reserve the right to discontinue or alter the terms of this offer any time.

††Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo and, after promo period ends, to the promo balance. New account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Participating Dealers Only. See Store for Details. We reserve the right to discontinue or alter the terms of this offer any time.

†††Offer applies only to single-receipt qualifying purchases. Interest will be charged on the promo purchase from the purchase date at a reduced 3.99% APR, and fixed monthly payments are required equal to 1.564% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.